Check your eligibility.
Answer a few questions about your accident and vehicle. Enter your name and email and your estimate appears right away, with a copy sent to your inbox. Paid appraisals start at $199.
Independent diminished value appraisals
Your car was repaired.
Its value wasn’t.
An accident stays on your car’s history. We document the value it lost and prepare the appraisal and demand letter for your insurance claim.
Takes about 2 minutes. Email required for your estimate and follow-ups. Unsubscribe anytime. Paid appraisals start at $199.
Before the accident
$30,000
Market value with a clean history
After repairs
$26,500
Market value with accident history
Diminished value$3,500
How it works.
Get your appraisal.
Choose your report and upload your repair documents. We prepare and personally review your appraisal.
Submit your claim.
Send your appraisal and tailored demand letter to the insurer, with response templates to help you follow up.
*Report delivery within 2 business days of receiving your completed intake and all required documentation.
★★★★★A client’s experience
“They really did do what they represented they could and would! … THEY followed up with me before I needed to reach out … There was no over-promising either! I cannot recommend this particular service enough.”
Suzanne F. · Our first clientRead the full review on Google →
Already got an offer from the insurer?
Before you accept it, let me look at it. Free.
Forward me the insurer’s offer, or just tell me what they said, and I’ll tell you within one business day whether it’s fair or worth fighting. No payment, no obligation. And if it’s a fair offer, I’ll tell you to take it.
Free Estimate
Start with your accident.
Answer a few questions, then enter your name and email to receive your estimate by email. We’ll also follow up about ordering; unsubscribe anytime. No payment required. Paid appraisals: $199 standard or $249 structural.
Step 1 of 8
Did another driver cause this accident?
DV claims are filed against the at-fault driver's insurance — not your own.
Yes — the other driver was at fault
Most common scenario — you very likely qualify
Not sure yet — fault is still being determined
No problem — we can still estimate your potential recovery
Partially — we both share some fault
You may still qualify if the other driver shares any responsibility
Other driver was at fault but had no insurance
Without a third-party insurer there's no DV claim to pursue
No — I caused the accident
DV claims require an at-fault third party — you likely won't qualify
Step 2 of 8
When did the accident happen?
DV claims have a filing deadline that varies by state — often two to three years.
Within the last 12 months
1 – 2 years ago
2 – 3 years ago
More than 3 years ago
Step 3 of 8
Have you already settled or signed a release for this claim?
Signing a full release for the damage claim usually waives the diminished value too.
No — my claim is still open
I only settled the repair cost — no full release
Yes — I signed a full release / final settlement
Step 4 of 8
What state did the accident happen in?
We serve 48 states. We do not serve Nebraska or Oregon.
Step 5 of 8
How much were the repairs?
Claims under $1,500 rarely produce meaningful DV recovery.
$3,500 – $7,000
$1,500 – $3,500
Over $7,000
Under $1,500
My car was declared a total loss
Step 6 of 8
Tell us about your vehicle.
Newer, lower-mileage vehicles have higher DV recovery potential.
What year is your vehicle?
Approximate mileage?
Title status before the accident?
Step 7 of 8
Was there any structural or frame damage?
Structural damage significantly increases your potential recovery.
Yes — frame or structural damage confirmed
No — cosmetic damage only
Not sure — I'd need to check the repair invoice
Step 8 of 8
Did your vehicle have any prior accident history before this claim?
Previous accidents reduce a vehicle's pre-loss value and can lower your DV recovery.
No — clean history before this accident
Yes — minor prior damage (no structural)
Yes — significant prior damage
Email required for your estimate · No payment required
A claim backed
by evidence.
You receive a personally reviewed appraisal, a letter to send to the insurer, and guidance for following up.
Independent diminished value appraisal
A documented assessment of your vehicle’s lost market value, using its condition, repair history, and market comparisons.
A demand letter for your insurer
Your claim laid out in writing, ready for you to review and send with the appraisal.
Support for the next response
Counter-response templates, insurer strategy notes, and a Department of Insurance complaint letter.
One report. One flat fee.
Choose based on the damage listed on your repair invoice.
Standard appraisal
For cosmetic repairs—panels, paint, dents, or glass—with no structural damage.
$199$399
Includes your diminished value appraisal, market comparisons, insurer-specific demand letter, and response templates.
Structural appraisal
For frame or unibody damage, structural repairs, or airbag deployment.
$249$499
Everything in Standard, plus a Structural Impact Statement, frame-damage history analysis, and reinforced demand language.
A clear guarantee
If the diminished value we document is less than your report fee, we refund the fee in full. The only time you pay is when we found you more lost value than you paid us. Worst case, you’re out nothing. See our terms.
Prepared within 2 business days
From receipt of your completed intake and required documents. Both reports include insurer strategy notes and a DOI complaint letter.
★★★★★Client review
“There was no over-promising either!”
In our first client’s case, the gap between the insurer’s opening offer and the final settlement came to several times the cost of the report.
Personally reviewed.
Personally accountable.
I’m Bryan Dastmalchi, founder of Value Reclaimed. I spent fourteen years in finance assessing value and defending the numbers. I personally review and sign every report we deliver.
If you have a question before ordering, email me directly at [email protected].
Still have questions?
What if my claim was already settled?
It depends on what you signed. If you signed a full release that specifically included diminished value, you may have waived your right. If the settlement only covered repairs and medical bills, your DV claim may still be open. When in doubt, get the free estimate — it costs nothing to find out.
What states do you serve?
We serve clients in 48 states. We do not serve Nebraska (no established legal basis for third-party DV claims) or Oregon (Oregon law requires DV reports to be signed by a state-licensed appraiser, a credential we do not hold).
What's your refund policy?
Simple: if the diminished value we document is less than the cost of the report, you get a full refund. If we can't find you more than you paid us, you don't pay. We also pre-screen every claim before accepting payment — if we don't think your claim has merit, we'll tell you that for free before you spend anything.
How do I know Value Reclaimed is legitimate?
Payment runs through Stripe, so we never see your card details. You can view a full sample report before paying, so you know exactly what you're buying. Every report is prepared and signed by a named appraiser — Bryan Dastmalchi, founder — not an anonymous company. And the guarantee is simple: if the diminished value we document is less than the cost of your report, you don't pay. We also decline cases that don't qualify, free, at the estimate stage.
How long does it take to get my report?
Standard turnaround is 2 business days from the time you submit your completed intake form with all required documentation. In most cases it's faster. Your full appraisal, demand letter, DOI complaint letter, and insurer strategy notes are delivered by email — all human-reviewed before they leave our desk.
What do I need to upload?
The main thing you need is your repair invoice — the itemized estimate or final bill from the body shop showing the total repair cost. If you have the other driver's insurance claim number, that's helpful but not required. We'll guide you through everything on the intake form after payment. Most people complete it in under 10 minutes.
What if the insurer ignores my demand letter or lowballs me?
Every report includes counter-response templates for exactly this situation. If the insurer stonewalls or comes back with a lowball offer, you have pre-drafted language ready to go — including escalation to the state DOI. In our experience, a filed DOI complaint changes the dynamic quickly. Insurers know that a regulatory complaint creates a paper trail they'd rather avoid.
Do I need a lawyer?
No. The demand letter, DOI complaint, and counter-response templates in your report are designed to be sent directly by you, without any legal representation. Most DV claims settle through the insurer's claims process without ever involving an attorney or court. If your claim is unusually large or the insurer is actively hostile, an attorney may be worth consulting — but the vast majority of clients handle this entirely on their own.
Who generates my report?
Every report is built using a USPAP-informed methodology and personally reviewed by a finance professional before it leaves the desk. Reports are not auto-generated and are not outsourced. If it wouldn't pass a professional valuation review, it doesn't ship.
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